Apr 6 2019 63205 1

Dated: 04/06/2019

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What's a good credit score?

Most credit scores - including the FICO score and the latest version of the VantageScore - operate within the range of 301 to 850. Within that range, there are different categories, from bad to excellent.

  • Excellent Credit: 781 - 850

  • Good Credit: 661-780

  • Fair Credit: 601-660

  • Poor Credit: 501-600

  • Bad Credit: below 500

What are the three major credit reporting agencies?

The top three credit reporting agencies are:

  • TransUnion

  • Equifax

  • Experian

Four Ways to Maintain a Good Credit Score

  • Understand the Credit Score Calculation.

  • Make Payments, Keep Debt Levels Low. Given that payment history and level...

  • Be Careful Opening and Closing Accounts.

  • Pay Attention to the Details. Other factors, like mix of credit and recent credit,.

How to improve your credit score by 100 points in 30 days

  • Get your free credit report and scores.

  • Identify the negative accounts. Now that you have your credit report,...

  • Pay off your credit card balances. Your credit utilization ratio is the amount...

  • Contact the collection agencies. If you have collection bills with small balances on them,...

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Manuel Quiros

My name is Manny Quiros, I’m a real estate professional in the “Disney Area”, I have lived in this area since 1999 and have called this area my home and place my wife and I to raise our three wo....

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