Apr 6 2019 63205 1
What's a good credit score?
Most credit scores - including the FICO score and the latest version of the VantageScore - operate within the range of 301 to 850. Within that range, there are different categories, from bad to excellent.
Excellent Credit: 781 - 850
Good Credit: 661-780
Fair Credit: 601-660
Poor Credit: 501-600
Bad Credit: below 500
What are the three major credit reporting agencies?
The top three credit reporting agencies are:
Understand the Credit Score Calculation.
Make Payments, Keep Debt Levels Low. Given that payment history and level...
Be Careful Opening and Closing Accounts.
Pay Attention to the Details. Other factors, like mix of credit and recent credit,.
Get your free credit report and scores.
Identify the negative accounts. Now that you have your credit report,...
Pay off your credit card balances. Your credit utilization ratio is the amount...
Contact the collection agencies. If you have collection bills with small balances on them,...
My name is Manny Quiros, I’m a real estate professional in the “Disney Area”, I have lived in this area since 1999 and have called this area my home and place my wife and I to raise our three wo....
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