When you put your home on the market, you obviously want to get as much as you can for the property. A lot of things can affect your home’s value, including many items that are largely out of your
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Start With a Credit Dispute Letter. Before you try anything else,...
Write a Goodwill Letter. If disputing the negative entry doesn’t work (that is,...
Negotiate "Pay For Delete". If you have any unpaid collections or charge offs,
How does medical debt affect your credit score?
Although medicaldebts can appear on your credit report and hurt your creditscore, not all lenders view them the same way.
While some lenders and creditors pull only your creditscore, some, such as mortgage lenders, pull both your creditscore and credit report.
Will paying off collections improve my credit score?
Paying off debt in collections will not improve your creditscore unless you have it removed from your credit report.
To have it removed, write a letter to the creditor/ collection agency explaining why you defaulted and request that they remove the delinquency from all three credit agencies.
My name is Manny Quiros, I’m a real estate professional in the “Disney Area”, I have lived in this area since 1999 and have called this area my home and place my wife and I to raise our three wo....