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Mortgage PreQualification Vs PreApproval Whats The Difference By Lisa Gordon Jun 20 2017
When buying a home, cash is king, but most folks don't have hundreds of thousands of dollars lying in the bank. Of course, that's why obtaining a mortgage is such a crucial part of the process. And securing mortgage pre-qualification and pre-approval are important steps, assuring lenders that you'll be able to afford payments.
However, pre-qualification and pre-approval are vastly different. Some mortgage professionals believe one is virtually useless.
“I tell most people they can take that pre-qualification letter and throw it in the trash,”
What is mortgage pre-qualification?
Why is mortgage pre-approval better?
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My name is Manny Quiros, I’m a real estate professional in the “Disney Area”, I have lived in this area since 1999 and have called this area my home and place my wife and I to raise our three wo....